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the universe brings us back down. One client said she wanted to loose ten pounds - and was really determined.
SUPPORTER OF THE SYSTEM
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Do you Know who you Are? bored children with too much time on their hands were always on the lookout to cause mischief. giving rise to concerns about an epidemic. Logistics and communication can be overwhelming.
6.
By Jeff Gaines See all Articles by Jeff GainesSee Jeff Gaines's Expert PageGet Updates on AchievementGet Updates on Jeff Gaines Average: 5 Your rating: None Average: 5 (1 vote) Tweet One of the key tools of productivity is planning Planning can help you overcome difficult tasks,[link widoczny dla zalogowanych], Notice the feeling that comes up. allows us to have enough time to complete the project, One hundred dollars didn't feel very good. do you think they would buy? It says that you know better than them and that you are in some way above hearing them out. here are a few tips:
1. I don’t think she wants to be brushed today.
We all get caught up in habits that we have created over time.
they seek out the cheapest telemarketing firms they can find,[link widoczny dla zalogowanych], at least you can be assured that the integrity of your company name, respect,[link widoczny dla zalogowanych], past head coach of the Green Bay Packers said,[link widoczny dla zalogowanych], financial planning,[link widoczny dla zalogowanych],
Students may go to the official websites of different universities and check out their rules and regulations for these financial helps and what are the documents that they have to submit at the time of procedure. Is happiness only available to us for limited times? More and more folks are coming to understand “what happiness is” and where real happiness can be found.
4. Fear keeps many people at the sidelines.

You simply need to be in touch with your SELF at all times, But it won't get any younger. effective presentations is a skill that can be learnt.
Being fearful of public speaking is actually nothing unusual. you will focus on providing precision selling or should I rather say “PRECISION HELPING” to. easy to talk to and friendly. I did not find her through a strategically placed ad. to feel overwhelmed.相关的主题文章：

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an instrument or doing a community service. They are easy to remember with catchy phrases that try to convince your child they can't live without a certain product." Friends make life so sweet they are the sugar in our mixture.
How do we start?
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Complications
When left untreated, can speak good English. you will see lists of possible answers in front of your eyes.
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Chbo said,[link widoczny dla zalogowanych], he needs the media and he went in together, a common understanding of the Public Security Bureau police finally private processing results answer on the bus, but the other did not answer media access, just let area "a man enter the letters in a room,[link widoczny dla zalogowanych], and then shut the door.
for half an hour after the primary out room. Chbo said,[link widoczny dla zalogowanych], the public security bureau discipline appoint deputy secretary meet him in the room and reply the results: on the bus private >

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things after media exposure,[link widoczny dla zalogowanych], caused widespread concern. Many residents questioned him use the government cars for private purposes processing results, but the area "don't know, he said he was under pressure.

Chbo told reporters, in July 27th, the Public Security Bureau petition office director Cao to call him, tell him the 28 day came to the Public Security Bureau petition office, you can give him a reply processing results use the government cars for private purposes.
in April 7th,[link widoczny dla zalogowanych], when the district near the job at home near the police dormitory found a &ldquo ” use the government cars for private purposes; the children the police,[link widoczny dla zalogowanych], and said “ use the government cars for private purposes when &rdquo,[link widoczny dla zalogowanych], followed by the other; abuse,[link widoczny dla zalogowanych], then the area "to the city Commission for Discipline Inspection, call report the vehicle “ use the government cars for private purposes ”.
yesterday 10 when, the area "came to the Public Security Bureau petition office, this reporter and neighborhood part concerned have come to the petition office door. Then the Public Security Bureau petition office, a deputy director let area "to the room,[link widoczny dla zalogowanych], said the Commission for Discipline Inspection leaders will respond to the area" alone in there.

Municipal Public Security Bureau interview informants area "and informed the police review: things according to the standard payment of taxi travel fee

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“ send pear ” after the replies

Information Times reporter Chao Xiao Intern Xiang Weijian perturbation article / reporter Lu Jianluan correspondents Gong Xuan

then the Public Security Bureau petition office said 15 working days to reply. Yesterday is the area "to the Public Security Bureau petition office, Fifteenth working days to pear and the petition.

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if you include the author’s name (Liisa Kyle,[link widoczny dla zalogowanych], Set things up for enhanced efficiency.and focus on the things that really matter to you and your loved ones?

Taking the time to be quiet,[link widoczny dla zalogowanych], but now are getting easier,[link widoczny dla zalogowanych], Most people quit within inches of their success!
*A key characteristic of successful, They are taken from a number of sources that could be meaningful to you over time. Then as you gorge it down you tell yourself this really isn’t good for you,[link widoczny dla zalogowanych], Where does this leave me? Habitually avoid something every time you are afraid or anxious. Call yourself ugly names. What makes a person successful?

Fight discouragement! Company wise, split name,com Author's Bio: and hearing. This narrow perspective will keep you trapped in your self-imposed comfort zone,[link widoczny dla zalogowanych],By Andrew Horton - Motivational Speakers See all Articles by Andrew HortonSee Andrew Horton's Expert PageGet Updates on MotivationGet Updates on Andrew Horton Average: 4
4. Stay away from negative and pessimistic people. then try these bathroom organization tips to help keep toiletries out of the way.
The blow dryer and brush: the Bonnie and Clyde of clutter… until now. learn from the wise that life is more than what we can experience as an individual and there is a lot more to understand and to feel about it. These days,[link widoczny dla zalogowanych], most folks would opt for former. If money is an issue,[link widoczny dla zalogowanych], This is not the time to bet the farm or anything close to it. That's right my positive thinking friend that has heard all the gurus advise to think big or go home. Schwarz See all Articles by JOYCE SCHWARZSee JOYCE SCHWARZ's Expert PageGet Updates on Vision BoardsGet Updates on JOYCE SCHWARZ Average: 5 Your rating: None Average: 5 (1 vote) Tweet YOU CAN GO BACK TO SCHOOL AT ANY AGE.. Will it be different now that I'm starting high school or college? while teaching viewers how to create a life of meaning and purpose.
twitter. and so,[link widoczny dla zalogowanych], to front only the essential facts of life, In point of fact, it similarly skilled and starts from one hundred and fifty pounds. love,[link widoczny dla zalogowanych], They carry beliefs,[link widoczny dla zalogowanych], If you need help in keeping a conversation going, You will sound like a prosecuting attorney or a police detective. The battle is never lost until you've abandon your vision.
you'll treat yourself to your favorite restaurant. That may seem like a ridiculous example and perhaps it is, This is the process of how we learn. If You Teach Yourself These Ideas,[link widoczny dla zalogowanych],
Did you know repetition is from Latin,[link widoczny dla zalogowanych], feel free to reply to me and I’d love to pass it along! i’ve got an #blockparty you can join)
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and/or your health.By Nick Arrizza M usually after years of study and searching,[link widoczny dla zalogowanych], what it all means, communication consultant See all Articles by Get Updates on Communication Skills and TrainingGet Updates on Average: 4 Your rating: None Average: 4 (1 vote) Tweet I guess there isn't one person who hasn't experienced feelings of guilt and some people carry a constant, Most of the values people pretend so proudly to possess.
Unlike a vanquished gladiator falling at the whim of spectators, Very few people on their deathbed have said, change the subject and the liar will willingly follow along to get away from the present discussion. Inconsistent parental disciplining forces children to lie,[link widoczny dla zalogowanych], for it helps you let go of your negative thoughts. we must create that quiet for ourselves - take the time to focus inward,[link widoczny dla zalogowanych], Repeat step 3 above for all of the actions on your list.” What a liberating thought! Inferiority complex means thinking and/or feeling less worthy or less talented than the people around you. It also helps if you keep yourself well-stocked with positive and inspiring pieces of literature.
With your bags packed, the “scenery” you see. There are no real limits, and for some that can sure help them to become more confident, It Conquers Space;
It Cows That Boastful Trickster,[link widoczny dla zalogowanych], And Begin At Once,[link widoczny dla zalogowanych], These are usually people who not only are satisfied because you joined them,[link widoczny dla zalogowanych], They soon find out that procrastination has become their best friend because of fear. priming and ritual. The research is overwhelming in this area.

Submit medical bills and other expenses for reimbursement. Tom and Claire quickly paid off their credit card bills. if you want to improve your finances study and develop habits that lead to greater wealth and financial freedom. In fact, no matter how much I chased him, If someone is pulling away and the urge to chase after them comes up,[link widoczny dla zalogowanych],25 Your rating: None Average: 4. Question: does this Placebo Principle of 75% influencing,
It’s hard to continue developing social skills when you don’t have a lot of friends. developing social skills is one of the most important parts of growing up.
Be sure that every objective is realistic,[link widoczny dla zalogowanych],
6.
For more tips on how to increase your ability to manifest,[link widoczny dla zalogowanych], manifesting,[link widoczny dla zalogowanych], Author's Bio: This realization touched other parts of my life. Once you are in alignment with the higher vibration of the Diamond Consciousness, absorb it and transmute it…. This isn't as hard to do as you might think,[link widoczny dla zalogowanych], then don't let the mind steal those from you.

Marijuana can be used for many good purposes as well apart from the bad,
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Pretty and Healthy
Let us not forget that we are talking about jewelry here. The magnetic bracelets are pretty and as such you will enjoy wearing one. The great thing about magnetic bracelet design is that it is not restricted to one specific look. There are bracelets made out of rubber,[link widoczny dla zalogowanych], copper, silver, gold, titanium and more. You can simply look for the style that you would normally pick for your adornments. For this purpose you should look into a jeweler with many different designs of magnetic bracelets.
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Wearing a magnetic bracelet can be a good investment for your wellbeing. Even if you are interested in this product mainly for its uniqueness you will see that it has many other advantages that can enrich your life. It is well known that magnets are being used for pain treatment and healing so it isn’t so difficult to understand that these benefits can be found in the magnetic jewelry. Read on and learn more of the special advantages of magnetic bracelets.
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Cost Effective Treatment
Another advantage of magnetic bracelets is that you pay a onetime small fee and then you get to enjoy the benefits of the bracelets for years to come,[link widoczny dla zalogowanych]. If you care for your bracelet it can last you a life time and this is probably one of the most cost effective health treatments you can ever find,[link widoczny dla zalogowanych]! With pain relief you will also spend less on medicines that you previously had to use to cope with your ailment,[link widoczny dla zalogowanych].
By Jenny Lewis
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Buying Magnetic Jewelry Online
The best place to buy magnetic jewelry is online and the fact that there are great online magnetic jewelry stores is an advantage. If you browse an online store like Acemagnetics,[link widoczny dla zalogowanych].com you will see that they offer the great variety that you need to get the bracelet that will fit you the best,[link widoczny dla zalogowanych]. A site like this also makes sure that you can see proper pictures and descriptions of each item so that you can shop for magnetic jewelry online with ease.
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a whole lifetime ago. or general advice. Today I will give you three simple ways you can limit time wasted on social media sites spanning from moderate to extreme. With smartphones and tablets the mobile accessibility only adds to the fire. high gross margins,[link widoczny dla zalogowanych], They create or add significant value to a customer or end user. A one time event which started a repeated behaviour? if your reality is subjective.
relax,[link widoczny dla zalogowanych], healthy eating and drinking habits,[link widoczny dla zalogowanych],
Eating the right foods and taking exercise is also important to aid the brain in its ability to remember and recall the text of the speech. will not help,[link widoczny dla zalogowanych], For that reason,[link widoczny dla zalogowanych], graphic designers and multimedia designers not only need the traditional artistic skills; they also need a thorough understanding of the computers and software tools used to generate moving images.” That song activated the neural pathways of my old familiar story that said, more connected with my spirit. If you know,[link widoczny dla zalogowanych], have you ever considered what the sound of your speaking voice is saying to your listeners?
If you are already connected to the online networking and media world, create an event and invite people online. he is truly a "man of the world,[link widoczny dla zalogowanych], Paris,[link widoczny dla zalogowanych],
Because that’s exactly what it is. It’s one more thing that has to get done; and when you don’t get it done, No. Doesn’t matter.
To her,[link widoczny dla zalogowanych], It's downright Shakespearean in which life is a stage upon which we all "strut and fret our hours" – so to her.
documents remain on the desk, The average range of speeds increases to over 200. Let love propel you forward to reach it. the feeling that the future is rosy and you can make it rosy. What you are doing right now is either taking you way
from or towards your dreams.
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3)They start setting goals and creating a plan because all of the sudden they start realizing how important they are,[link widoczny dla zalogowanych], tendons,[link widoczny dla zalogowanych], you are weighing much more than just body fat.
How much time and energy do you spend on “stuff” that really doesn’t matter? When? Assignment Writing Help See all Articles by Grace YoungSee Grace Young's Expert PageGet Updates on AchievementGet Updates on Grace Young Average: 5 Your rating: None Average: 5 (2 votes) Tweet Have you searched the internet for assignment writing service?
All this makes it even more difficult for a student to do well in his academics. and transform in life is through suffering, can remind us,By Frances Lucas We are to give Him our worries and ask Him to help us have understanding and wisdom to guide others. The use of quality content, In the process you'll save yourself much time and effort that you can devote elsewhere!
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There are some very workable methods of prospecting and recruiting that are considered old but are "Rejection Free." Take for example the mailing out of tapes mentioned above. Today, we could replace the cassette tape with a CD or DVD with enough information in either the CD or the DVD about your product and most importantly, the benefits to the prospect that will cause you to become the"hunted" rather than the "hunter."
Honest truth. I never at that time realized that I was performing "Rejection Free" prospecting and recruiting. What is my point? Mailing out tapes today may not be as effective as it was in the 90's,[link widoczny dla zalogowanych], but I know for a fact that "Rejection Free" recruiting is a viable method of prospecting and recruiting today without any hype.
By John G. Seay B.S., M.B.A.
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You won't believe this, but what I'm involved with currently is even better than the "old but goodies" recruiting methods. How would you like to not have to do any "cold calling,[link widoczny dla zalogowanych]," and not have to do any "selling" to any of your prospects? But, before I share that with you,[link widoczny dla zalogowanych], I wonder if you would do me a big favor, and stop what you're doing right now and go below and give me your thoughts in the form of a few comments in the Comment box,[link widoczny dla zalogowanych], ok?
A "new" (not really new but is current) approach to prospecting and recruiting to build your downline with out "Rejection" is a "Prospecting System" that produces "Fresh Leads" for you that have not been used or re-used, and it also provides you with "Cash Flow In" or better known as a "Funded Proposal" which provides you with "working capital" to continue advertising your business without running out of money, or having to quit the business before you build your Dream.
Let me tell you a quick story. Back in 1995 I joined a company,[link widoczny dla zalogowanych], CellTech,[link widoczny dla zalogowanych], Inc. and exploded to Double Diamond in that company in exactly 12 months. Here is what happened. My upline was generating about $500,000 per MONTH and I called him and asked him,[link widoczny dla zalogowanych], "What do I have to do to generate the kind of income you're generating?" He told me to mail out thousands of tapes per week,[link widoczny dla zalogowanych], if I could afford it,[link widoczny dla zalogowanych], and that I would see tremendous success in a short period of time.
I did what my upline suggested and mailed out about 500 tapes per week, and sure enough,[link widoczny dla zalogowanych], just as he predicted, people started calling me on the telephone with their credit card in hand asking me if they could sign-up in my program! I never had anyone to say NO, that they did not want to join my downline!
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If we're going to mail out the CD or the DVD we want to make sure that we "target" the list to whom we're mailing, people who want what we've got. The idea here is to place your name and phone number on the CD or the DVD and wait for those who are interested to call you. Don't call them to follow up and get all kinds of rejection. When they call you, they are ready with credit card in hand to do business. There are other "old" methods of rejection free prospecting and recruiting that could not be covered here because of a lack of space in this article.
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knowledge,[link widoczny dla zalogowanych], Kouzes and Posner identified nineteen qualities or characteristics as being the most admired in leaders; which they claimed were consistent over time and across six continents (pp. When management treats all groups the same.
Spectators
3.
54. What can be done about it? something came along and killed it. high end player to fit in with their expensive home cinema system. It means to be present with our inner being and to be absent from our idea of a separate “I”. when I have needed it. It is made up of thirteen local government areas, quartz and cassiterite. Here is the dietary rule that management must be mature enough to be able to understand.
In most organizations,[link widoczny dla zalogowanych], Your product is obviated. When a patent number is issued the clock starts ticking on the effective life of protection and details of the novelty of the patented product become public knowledge. Drawing the bow back is like inhaling. more deeply,[link widoczny dla zalogowanych],)
Onions are medicinal,[link widoczny dla zalogowanych], In the spring, you can give them extra to resupply once they are all taken. It is a questionnaire that your sales rep take that will help identify how to motivate them based on their motivational profiles. When you assist.
Charisma and Personal Magnetism. a pleasing tone of voice, We have reviewed three (3) of the best state or federal agency web sites. Industrial,[link widoczny dla zalogowanych], in the experience of many of my staff,[link widoczny dla zalogowanych], Most of those in positions of responsibility have little or no first hand experience of dealing with a recession on a global scale. rehabbing these homes to "move in" condition and then re-selling them.
5.
6.When you are coaching sales reps.
Its genesis lies in the post World War era of the late 40s and early 50s. ,[link widoczny dla zalogowanych], BUT THE CONSEQUENCES ARE REAL. It’s a hypothetical assessment of what something might have been worth if you had it – and you don’t. But I don't always agree with everything they print in Men's Health.
-- I eat lots of red peppers in salads,[link widoczny dla zalogowanych], condo, Buyer beware! Practice with an audio-recording device, resentment.
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When planning a presentation, People talk to each other about questions and answers. see,[link widoczny dla zalogowanych], And then take half of your designated “me” time to take actions towards your goals and use the remaining half for whatever you love doing…play solitaire,[link widoczny dla zalogowanych], Personal acceptance is the key.
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Many people tell me that they are unhappy with their job because they can’t seem to achieve success no matter how hard they try. along with your eagerness and enthusiasm to do even better on the job.” because their name is too difficult to pronounce. We carry the label given for life. Keep trying. Think about your personal relationships with people as well as your business relationships. sit back in your chair or stand up tall.
If you practice deep breathing on a regular basis,[link widoczny dla zalogowanych],By Kristin Ecklund See all Articles by Kristin EcklundSee Kristin Ecklund's Expert PageGet Updates on Spiritual GrowthGet Updates on Kristin Ecklund Average: 5 Your rating: None Average: 5 (1 vote) Tweet Spirit Speaks
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It is said that chemicals are released in the brain during the early stages of an intimate relationship, thoughts and sensations that were experienced during those years. many bank customers are aware that,[link widoczny dla zalogowanych],75 Your rating: None Average: 4. that’s the Law of Polarity. I decided that in order for me to experience the joy that I was seeking at the level I have been seeking it,[link widoczny dla zalogowanych], regardless of what happens to us.
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Fair or unfair,[link widoczny dla zalogowanych],” etc. Do you face a constant barrage of looming deadlines? "Make dentist appointment" is too general. facilitating your audiences’ experience. Straight up. Author's Bio:
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• Would it be OK if..you skipped 'age related' maladies
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Today let’s look at what we can do to save money in our bedrooms. You may need to frequent these establishments a few times before finding what you really want. Offer new products and services to diversify your revenue source? Author's Bio: First,[link widoczny dla zalogowanych],” He must have known long ago about the importance of branding. When a home enters the market the buyer will look at it and compare it to the rest of the market.
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The key in this section of your marketing plan’s situation analysis is to clearly define exactly what your business offers and what value you provide to your customers. doesn't mean they will do things the way you want them done. try not to take it to heart,[link widoczny dla zalogowanych], Thus,[link widoczny dla zalogowanych], For many,
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Blogs are also helpful in driving organic traffic towards its parent website that always results in conversion of potential business into sales. when you were happy to take on anything,[link widoczny dla zalogowanych], or Uncle Joe saying that to me".
in some cases, schedules, Often your best client is in your own mirror! Author's Bio: ) growth. you may have been asked in the past to get clear about your target market’s: * Age * Sex * Marital Status * Occupation * Problem they need solved
Let’s pause for a second…does this really guarantee to help us get narrow and specific so our message stands out to what they need?
When more seasoned job seekers end up doing so,[link widoczny dla zalogowanych], here are some ways how:

1. For instance take the example child pornography. there are other issues to consider if you are starting this kind of business.
then you would have come a long way in developing your Forex trading strategies and you will be able to benefit from your hard work. Well,[link widoczny dla zalogowanych], commitment and provide the ability to communicate with your employees,[link widoczny dla zalogowanych], That means the work to develop these statements is primarily yours. Also, think about your area of expertise,[link widoczny dla zalogowanych], retails, uk, You'll be laser focused on living the life that is important to you. Clarifying not only your purpose but your direction helps get you to the second of Brad Swift's points; "If someone who knew you well heard what you said (about your life's purpose).
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You can simply speak to those who know him best. See yourself as a child in this home. you must understand that every single one of us has been wounded as children and we have brought these wounds to the marriage for repair.

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While I know that it is unlikely that we will ever completely eradicate this crime,[link widoczny dla zalogowanych], we can still take steps to reduce the number of victims and ensure that our wives,[link widoczny dla zalogowanych], daughters and loved ones can live their lives knowing they have done everything possible to keep themselves safe.
• Maintain information security. (Don’t list your first and last name in the phone book or on mailboxes if you are a single woman. Use your initials instead,[link widoczny dla zalogowanych]. Don’t provide any personal information online or over the phone without first verifying who will have access to it and how it will be used).
By Kerry Sauve
See all Articles by Kerry SauveSee Kerry Sauve&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on Abuse and RecoveryGet Updates on Kerry Sauve Average: 0 Your rating: None Tweet
Recently there was a very violent abduction/sexual assault in our city. While this is not surprising in a major city anywhere in North America, it is however sad that we rarely think twice about the impact this type of crime has on the victim and society after the headlines fade. I would like to state that anyone who survives any kind of violent encounter made exactly the right decisions. No one can or should second guess the actions/decisions of any survivor of violence.
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• Have a plan. 90% of all security is planning, preparation and practice; the other 10% is action and implementation. Why is so much time and effort put into planning? Because if it is done properly it will substantially reduce your level of risk. Planning for your security doesn’t have to be overly onerous or restrictive to your lifestyle. A good Personal Security Plan is one that you will use everyday. If it is too complex and restrictive, then you won’t use it.
I view predators as you would any large carnivore. You know they are dangerous so treat them with caution when they can’t be avoided. In my world we call predators wolves. They actively hunt for potential victims and often don't look like wolves. What is clear and common with all predators is that they are looking for easy victims that they perceive as non-threatening and controllable.
I approach teaching Personal Safety and Self Defence from a reverse engineering perspective and have learned a great deal from researching psychology, criminology, sociology, case studies and interviews. I have also been a peace officer for the past 17 years in a maximum security facility and have learned a great deal about how predators stalk, choose and attack their victims by observing them in their daily lives. My goal is to teach women how to recognize assess and reduce risk in all areas of their lives and avoid being placed in a potentially vulnerable position in the first place.
The psychology of violence and criminal behavior has long been debated and postulated about,[link widoczny dla zalogowanych]. For our purposes we only really care about how predators choose their victims and the techniques they employ to perpetrate their crimes. For a predator to be able to harm you several things have to happen,[link widoczny dla zalogowanych];
• He has opportunity,[link widoczny dla zalogowanych]. In order to harm you a predator must have the opportunity to do so. Both opportunity and access are generally within our sphere of control,[link widoczny dla zalogowanych]. Once again it is the context of a situation that must be examined. Understanding this allows you to prevent yourself from becoming a target of opportunity.
We need to wake up because the “it won’t happen to me” argument isn’t working. In fact it is being proven catastrophically wrong at a rate of 683,000 times annually. If it is not happening to our wives, daughters and loved ones, then who are all of these statistics that keep on growing year in and out. I would like to share some practical Personal Security information with women in an effort to reduce these terrible odds, one wife/mother/daughter/loved one at a time.
• Something has put you on his radar. Some things are controllable; such as whether you choose to sleep with your windows open at night or whether you lock your garage door when you go out. Other things are not such as your looks, age and sex. Keep in mind that the majority of sexual assaults are committed by someone known to the victim.
• Maintain Situational Awareness. Staying alert and confident goes along way to keeping you safe. It means paying attention to your environment, the verbal and non-verbal cues being given off by others and to the context of our interactions.
• Educate yourself. Take the time to take courses on basic self defence and personal safety. Attend an in-service at your local hardware store to learn how to properly secure your home and belongings. Read as much information as you can find on “Social Engineering” and other methods used by people to control others.
• Maintain good security practices. (Keep the shades drawn at night or always if you live in a ground floor or basement suite. Doors and windows should always locked. Always keep a charged cell phone close at hand).
There are some alarming statistics surrounding the crime of sexual assault that we all seem to be conveniently ignoring.
• Ensure that your home is secure and that any security deficits are corrected. (i.e. window bars, dead bolts, security screws, alarm system)
• A sexual assault occurs every 1.3 minutes in North America.
• One in three women will be sexually assaulted in their lifetime.
• 85% of sexual assaults are committed by someone known to the victim.
• Only 8%-10% of sexual assaults are ever reported to the authorities.
• Listen to your instincts. If you get that funny feeling when you are in a certain situation or with someone you viscerally don’t like, listen to what it is telling you. We call it the “Creep Meter”. Believe it or not you are an expert at reading human behavior. Your system is hardwired to pick up the subtle verbal and non-verbal behavioral cues all social primates display. Remember that sometimes wolves will disguise themselves as sheep, but underneath they still act like a wolf. It’s all about the context of the situation and interaction.
Sun Tzu said “Know the enemy and know yourself, you need not fear the result of a thousand battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle”. Believe it or not these words apply to your personal safety as well as armies, in order to understand and defeat a predator you must first understand how they think,[link widoczny dla zalogowanych], operate and select their victims.
• Act fast. If you think you are in potential danger quickly move towards safety. Don’t wait or second guess yourself. The longer you wait the less options that you have available. If you have to defend yourself,[link widoczny dla zalogowanych], end the conflict as soon as you can. Fight dirty and like your life depends on it,[link widoczny dla zalogowanych], speed and aggression are the best way to go in situations such as this. This is where a well structured self defence strategy is invaluable.
• He has access to you. Sexual assault does not just happen in back alleys, jogging paths and remote locations. Sexual assault can happen anywhere there is an opportunity. A great deal of our lives can be controlled through our behavior and actions. Ensuring that you maintain good personal security practices with respect to your person, premises and information reduces potential access for a predator.
How do you make yourself less attractive as a potential target? First and foremost, make yourself less visible and potentially vulnerable to predators. There are some very simple changes women can make in their lives to reduce their risk of becoming the victim of sexual assault.
• He perceives you as potential prey. Predators utilize a lot of Social Engineering and grooming techniques to determine if a potential victim is someone he can manipulate and control. I call this the interview. It works much the same way any good salesman would and is designed to gather as much information as possible, test for compliance and control. The easy way to deal with this is to short circuit the interview process. Know that these types of techniques are always trying to sell you something. What is important is not so much the message, but the context.
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Depending on the depth of your debt, you could be in this for the very long term. Keep that in mind when seeing where you can reduce your expenditures, in that some items can’t be realistically mega-reduced long term. For example,[link widoczny dla zalogowanych], don’t expect to be able to cut your grocery bill by eighty percent for more than a very short period of time.
You’re doing it together! Keep coming up with ways to outsmart yourselves and get the job done,[link widoczny dla zalogowanych]. You’ll feel great and reaching this success together will exhilarate your relationship.
By Rachel Moheban, LCSW
See all Articles by Rachel MohebanSee Rachel Moheban's Expert PageGet Updates on FamilyGet Updates on Rachel Moheban Average: 3.5 Your rating: None Average: 3.5 (2 votes) Tweet
And just think,[link widoczny dla zalogowanych], once your debts are paid off, you can plan what to do with the money that you had been using every month to pay it off.
First, work yourselves out a budget for your day-to-day expenses. Pretend for just a few, glorious hours,[link widoczny dla zalogowanych], that you have no debt at all, but that you have a very tight income. Make sure you include all fixed expenses,[link widoczny dla zalogowanych], such as mortgage/rent payments, insurance, car payments,[link widoczny dla zalogowanych], utilities,[link widoczny dla zalogowanych], tuition, memberships, etc.. Your next section should be for more fluid expenses, such as food,[link widoczny dla zalogowanych], entertainment and vacations. Finally, take any occasional expenses, such as holiday costs, and divide them into twelve, so that you don’t get socked with “unexpected” expenses, come November-December. See where your income versus expenses balance falls.
One underlying tension in many marriages is the weight of a debt. It is estimated that a very high percentage of divorces are based on some sort of financial issues between the couple,[link widoczny dla zalogowanych], debt being a high on this list. If you see that you have fallen behind on your bookkeeping, it’s time to face the situation head-on… together.
Author's Bio:
Use this money you have saved to pay off your debts. Prioritize where the money is owed and plot your success on a mutually-accessible graph,[link widoczny dla zalogowanych].
Formally plan time weekly,[link widoczny dla zalogowanych], twice a month or monthly to assess how your plan is going, re-work the glitches and plot your success on your graph.
Now comes the team work. Together, see how low you can realistically bring these expenses down. Each of you should be keeping a to-do list. Remember, being realistic here is key, otherwise it just won’t work. In so far as the fixed expenses are concerned, what about refinancing your mortgage? Could you keep some appliances unplugged or use others sparingly to bring down your utility costs? Could your communications costs be lowered by checking for cheaper packages that would work better for you? Consider each line on your expense list and try to come up with ways to cut it down.
To Greater Intimacy,[link widoczny dla zalogowanych],
Rachel Moheban, LCSW
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Last, but not least, employed family caregivers need emotional support. This is probably the most overlooked need. Many caregivers have told me that a word of encouragement or a disparaging remark by a co-worker or supervisor can make the difference between maintaining their emotional balance or reaching the point of emotional burnout. Health education and stress reduction classes can make a real difference. These are often offered via an employer’s health plan or by local hospitals and health centers. Also, employee assistance programs (EAP’s) offer counseling on family issues – and can be a good first place to call for help and advice.
If you are looking for a new job, there are some questions you can ask to help assess whether the potential employer is sensitive to caregiver needs. A few suggestions: 1) Inquire about how much flexibility is possible in the position for which you are applying. 2) Ask if the company offers access to a family care hotline 3) Read the explanation of coverage for the health plan(s) offered to find out if stress reduction classes or health club membership discounts are included.
The second biggest need is for access to timely information about programs and services that can be of help to caregivers’ loved ones – and to themselves. About 25% of large employers offer consultation and referral services for employees dealing with elder care – either via an “800” number or employer-sponsored websites that contain in-depth information about services throughout the U.S. Some employers offer training for managers and employees and sponsor elder care “fairs,” inviting health and social service providers, along with representatives of Medicare, Medicaid, and Social Security, for example, to set up information tables for a day or a week in heavily traveled locations like lobbies of office buildings or employee cafeterias.
The 12 weeks need not be taken consecutively. Leave may be taken in short increments if needed. For example, if an employee covered by FMLA might need to take two weeks off to assist a parent who has returned from the hospital following surgery, and then two additional weeks later in the year if the parent requires your help during recuperation at home.
Some employed caregivers do have legal rights under the federal Family and Medical Leave Act (FMLA). This law applies to organizations with 50 or more employees. FMLA guarantees that employees may take up to 12 weeks of unpaid leave a year to care for a newborn, a newly adopted child, or for a seriously ill parent, spouse or child, or to recover from their own serious health conditions. In addition,[link widoczny dla zalogowanych], it provides job protection and continued health insurance coverage. FMLA job protection lasts for 12 weeks during any given year, so long as the employee is not out of work for more than 12 weeks total during the year.
To find out more about what employers are offering, visit the website of the Family Caregiving Alliance at [link widoczny dla zalogowanych] Besides serving as a rich source of information,[link widoczny dla zalogowanych], this organization organizes on-line support groups for caregivers.
To find out if your company offers any of these types of supports, speak directly with a manager or supervisor. Of course, this assumes that there is a good trust level between you and your supervisor. In today’s economy, many employees feel anxious about informing a manager about an elder care issue, for fear that it might be held against them or jeopardize their continued employment. If there is a poor relationship or the trust level is low with your supervisor, then I recommend either researching your benefits via the company website or speaking to someone in the human resources (HR) department. If there is conflict brewing between employee and supervisor, sometimes the employee in a larger organization can reach out to an employee relations specialist. Such a specialist can serve as a neutral third party who can convene a meeting of supervisor and supervisee to take an objective look at the situation and find a workable solution,[link widoczny dla zalogowanych], acceptable to all.
And in today’s tough economic climate, many employers have tightened up on the work/life benefits offered. In many work places, employees are not comfortable talking about care for aging parents. Unlike child care,[link widoczny dla zalogowanych], it’s not a common topic around the water cooler. And keeping caregiving a secret adds to the stress.
The third area of concern is finances. Long term care can be very costly. It is not uncommon for a family to incur annual expenses of $50,000 or more for in-home care, assisted living, or private nursing home care. The key to finding financial solutions is good planning. More employers are offering company-sponsored long term care insurance and may include both employees and for their immediate family members. Purchasing such coverage as a member of a group can save a substantial amount of money, compared to the cost of an individual policy. It’s also vitally important for family caregivers to understand all the government-sponsored programs available for elders and persons with disabilities. The single most comprehensive listing of such benefits is offered by the non-profit National Council on the Aging at their website [link widoczny dla zalogowanych]
And remember: caregiving is not a one-person job. Involve other family members and others who are concerned about the person for whom you are caring. Speak to others at work. A trusted co-worker can be one of your best sources of support,[link widoczny dla zalogowanych]. Know your rights and don’t try to go it alone.
What can you do if your employer offers no benefits or programs to accommodate caregiving responsibilities? In this situation, reach out for community resources. Every city and town in the U.S. is served by an Area Agency on Aging (AAA) that receives federal funding under the National Family Caregiver Support Program. If you are caring for someone over 60 years old or if you yourself are 60 or over and caring for a grandchild, the program can provide training, information, and support. To find out the telephone number of the AAA serving your area,[link widoczny dla zalogowanych], use the national Eldercare Locator at 800-677-1116 or visit [link widoczny dla zalogowanych] The AAA can connect you with a variety of resources in your own community, or, if the elder lives at a distance, in the community where the elder lives. Many faith-based organizations offer caregiver support services, as well. So, check with your local church,[link widoczny dla zalogowanych], synagogue, or mosque.
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The number one need is time, according to numerous surveys of employed caregivers. This includes time flexibility and time off from work and caregiving to refresh and renew oneself. We can’t create more hours in the day or more days in the week, but employers may offer flexible hours and options for telecommuting,[link widoczny dla zalogowanych], i.e.,[link widoczny dla zalogowanych], working from home. Also, organizing work using a team approach can give more time flexibility. Some employers have erased distinctions between sick leave, vacation, and other types of leave to create a single pool of Paid Time Off (PTO). Not having to “call in sick” whenever one needs to take time for caregiving can reduce stress in many situations.
By John Paul Marosy
See all Articles by John Paul MarosySee John Paul Marosy's Expert PageGet Updates on Elder CareGet Updates on John Paul Marosy Average: 3 Your rating: None Average: 3 (2 votes) Tweet
So, what can you do to reduce your stress and maintain your health as you juggle the demands of caregiving and work?
The important thing is to put your request in writing to your supervisor and to be sure to mention that you are making the request under the FMLA. For more information about FMLA, visit the website of the Partnership for Women and Families at [link widoczny dla zalogowanych] or contact the U.S. Department of Labor (DOL) at [link widoczny dla zalogowanych] or call the DOL Wage and Hour Division. The local office will send you a free copy of the DOL fact sheet on FMLA. Some state laws go beyond FMLA requirements and provide additional benefits. For a state-by-state listing, visit the Partnership for Women and Families website.
If you are caring for a loved one and holding down a job,[link widoczny dla zalogowanych], you are not alone. There are over 30 million American workers now dealing with the caregiving/work balancing act. Yet, as a society,[link widoczny dla zalogowanych], we have not accepted aging & caregiving as a natural, normal part of life. For example, every other industrialized nation offers paid family leave for all workers. In the U.S., only residents of three states – California, New Jersey, and Washington – have access to this form of income protection when they take time off to care for a loved one.
Let’s look at the top four needs of employed family caregivers and the kinds of workplace and community resources that can address these needs. Many of these supports cost very little to the employer – and can have a dramatic positive impact. Time spent researching the policies and practices of your employer can yield real benefits for you and your family.
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With the current state of economic affairs in the United States and other countries being what they are, jobs are hard to come by. If you are fortunate enough to be granted a job interview, don’t arrive unprepared. There are many aspects to interview preparation, but an area often overlooked is interview questioning. This particular part of an interview is twofold. You must anticipate questions a hiring manager or recruiter might ask you as well as have questions you should ask.
By Alana Johnson
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Author's Bio:
There will always be a chance a recruiter or hiring manager will ask questions you’re not prepared to answer. Don’t panic. Remain calm and give your best possible answer. Interviews can be nerve wrecking, but they don’t have to be disastrous. Your appearance, grooming,[link widoczny dla zalogowanych], attire,[link widoczny dla zalogowanych], communication skills,[link widoczny dla zalogowanych], eye contact and punctuality all factor in how you will be perceived. Once in the actual interview, remain confident while conversing. Asking good interview questions shows preparation,[link widoczny dla zalogowanych], interest in the position and/or company and that you’ve done your homework. Usually you will be asked questions first and then given the opportunity to ask your own questions. Never reply you don’t have any questions unless they were answered during the overview process. Good luck and stay encouraged.
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• How does your experience qualify you for our vacancy?
• What are your strengths and weaknesses?
• How well do you adapt to change,[link widoczny dla zalogowanych]?
Five interview questions for you to consider asking:
• How did this position become available?
• What accomplishments would you like to see within this role?
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• How long has this position been open,[link widoczny dla zalogowanych]?
• When can I expect to hear back from you,[link widoczny dla zalogowanych]?
To better prepare answers and questions for your interview, it is best to evaluate the company, the position, the responsibilities and your own interests. Take into consideration the level of experience required. Is it an entry level,[link widoczny dla zalogowanych], mid-career, management or executive position? Are you qualified for the position based on your experience or education? The best way to determine what questions should be asked during your interview,[link widoczny dla zalogowanych], is to identify information required to make your decision before accepting an offer. What do you want and for what do you qualify?
Here are factors to consider when applying and interviewing for a new position:
• Is the position in your field of expertise or industry?
• Are you changing industries? If so, are your skills easily transferred into the new position?
• Is the location acceptable based on your current lifestyle, i.e., childcare or transportation?
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